Paying for car insurance is one of the necessary evils of getting behind the wheel legally. However for many, particularly younger drivers, it can be a difficult financial obstacle to overcome, and some would rather risk taking to the roads illegally and without insurance rather than forking out what can be thousands of pounds for a year’s cover.

But are there any practical steps you can take to reduce the cost of your premium? We spoke insurance expert Kevin Pratt who gave us his top tips to being seen as less of a risk in the eyes of your insurer.

From increasing the security of your car, adding more experienced drivers to your policy, to considering telematics based policies, there are a number of simple measures drivers can employ to make insurance more affordable. Click play above for a full run-down.

Daljinder Nagra


May 21, 2014