It can be — providing you drive safely and stick to the rules. If you speed, go over your estimated annual mileage, drive late at night and steer sharply, you can incur increased car insurance premiums. So if you do have bad driving habits, the answer to ‘Is insurance cheaper with a black box?’ could be no.
Most of the time, however, black box insurance for young drivers is cheaper than standard insurance as new and inexperienced drivers are considered to be a higher-risk group. Just think: ‘Drive my car safely and I’ll save on my monthly premiums.’
But keep in mind potential additional charges (for example, installation and the cost of the box itself). It’s therefore wise to shop around for the best black box insurance quote and always read the small prints before making any commitments to an insurer’s quote.