Car insurance may be a legal requirement, but with so many providers and a number of different policy types to choose from, how can you ensure you’re getting the most appropriate cover for you?

We spoke to insurance expert Kevin Pratt, who gave us a rundown of the different policies available. From basic third party to all-covering fully comprehensive cover, he explains what you should expect from each and which is best suited for the type of vehicle you own.

So, if car insurance quotes and comparison websites have left you a tad confused, click play above to clarify your options.